If you’re an individual or business owner struggling financially, filing for bankruptcy is an option to provide a fresh start. We offer legal advice, guidance and compassion for debtors who seem to have no where to turn.
The Bankruptcy Code provides a procedure for debt payments to individuals, corporations and partnerships, while stopping all harassing phone calls, letters, foreclosures, and repossessions from creditors.
We handle Chapter 7 bankruptcy (total liquidation) and Chapter 13 bankruptcy (allows individuals with regular income to reorganize financial affairs). Our bankruptcy attorneys will ask you to come in for a free consultation, help you decide whether Chapter 7 bankruptcy or Chapter 13 bankruptcy is right for your situation, and will form a plan adapted specifically for you.
We will keep you informed of every step in the process while being sensitive to your needs and ultimately giving you hope. You will leave our office with the peace of mind that you have secured your future and can finally move on.
Visit our Bankruptcy Archive for videos, resources and information including the trustee’s role, repairing your credit score, eligibility and choosing the correct chapter.
Visit the Bankruptcy Law Center website, a division of Spillane Law Offices.
The Bankruptcy Process
As experienced attorneys, we know the people on the other end. We will do our best to ensure you are keeping every possible dime, whether it involves restructuring or discharging debt or creating a plan to pay back creditors.
View our PDF: The Bankruptcy Process
Depending on your situation, it is possible that bankruptcy will not be the appropriate choice for you at this time. If we believe there is a better solution, we are prepared to provide alternative services, such as debt settlement, loan modification or a short sale.
Visit the Spillane Law Offices Real Estate and Loan Modification pages.
You’re Not Alone
Whether you are struggling with credit card debt or are in danger of foreclosure, plenty of people have been in your shoes. Read the most common reasons for considering bankruptcy below.
Top 10 Reasons to File Bankruptcy
Honest attempts to make things right can often make them worse. Read the traps many people fall into before filing for bankruptcy.
View our PDF: Biggest Pre-Filing Mistakes
Saving Your Home
The first concern of many people filing for bankruptcy is keeping their home. The decision to give up your possessions or house is an important one, and not to be taken lightly. Call us if you have questions about exempt and non-exempt assets.
Learn how to save your home through bankruptcy